Terms of Service

Last updated: April 29, 2026

These Terms govern your use of ELifeIns.com.

1. Eligibility

You must be at least 18 and a U.S. resident to request quotes.

2. Not insurance, legal, or tax advice

Content is for general education. For personalized advice, request a consultation by calling 256-800-4885.

3. No carrier endorsement

Carrier references are for comparison purposes.

4. Quotes and rates

Premium ranges are estimates. Actual premium depends on your underwriting class, age, gender (where allowed), tobacco status, and the specific carrier.

5. Personal information

By submitting a form you consent to be contacted. See Privacy Policy. Consent is not a condition of purchase.

6. Prohibited uses

7. Disclaimers

Site is provided "as is" without warranties.

8. Limitation of liability

To the maximum extent permitted by law, ELifeIns is not liable for indirect or consequential damages.

9. Governing law

Alabama law. Disputes resolved in state or federal courts located in Lauderdale County, Alabama, unless applicable consumer-protection law in your state requires otherwise.

10. Contact

馃摟 insureco@gmail.com 路 馃摓 256-800-4885